Sopot

Credit Card Charges

share
If you’re visiting Poland and plan to pay for any purchases with a credit card whose base currency isn’t Polish zloty (and unless you’re Polish, this probably means you) odds are you may find merchants asking whether you want to be charged in your home currency or zlotys. At times (though this is more rare) it’s not even a question – the merchant will simply take it upon himself to charge your credit card in your home currency, no questions asked. Don’t fall into the trap of thinking your credit card company won’t charge a foreign transaction fee if you opt to be charged in your native currency; crossing the border is what they care about, not the currency. And that’s just one of the reasons why, when given the choice, it’s in the best interest of your wallet to choose zlotys.

Why? Because the companies that process credit card transactions typically tack on fees for converting the money, and then do so at a lousy exchange rate. Depending on the size and number of your purchases while in Poland, the cost can really add up. Visitors will have to be vigilant and monitor receipts when paying with a credit card, and should you be charged in a different currency put your foot down. Merchants don’t benefit from those additional fees, only the company that processes the transaction does. So be firm about asking to have your purchase refunded and done over again in zlotys.

Refine your search

Choose Categories
Show all categories
Customs
Market Values
Money
National Holidays
Public Toilets
Tourist Information
Choose Categories
Customs
Market Values
Money
National Holidays
Public Toilets
Tourist Information
Submit
Put our app in your pocket
This site uses cookies. By continuing to browse the site, you are agreeing to our use of cookies. Find out more here. AGREE
Top