There are plenty of exchange offices around Šibenik, as well as an abundance of ATMs that operate twenty-four hours a day. Many restaurants, bars and cafés accept credit cards, but not all, so be sure to have a reasonable amount of cash on you. If you're planning a trip to one of the islands in the area, you should definitely plan ahead and carry the amount of cash you think you'll need for the trip, as finding places that let you put it on plastic could be a problem.